Although injuries are more likely to happen in some employment fields, such as construction, any worker can find themselves suffering a job-related injury. When a worker becomes injured or ill because of their job, they have the right to seek worker's compensation benefits. It is important workers understand their rights and what they need to do to receive the benefits they are entitled to. When problems develop, it is beneficial to hire a New Jersey Personal Injury Attorney.

How to Get Started

As soon as a worker discovers their injury or illness, they are required to report the injury to their employer. Under New Jersey law, the worker has fourteen days to report the injury or illness to their employer. Waiting too long to report the injuries could result in a denial of benefits.

Once the employer has been informed of the worker's injury, they are required to report the injury to their insurance company so the First Report of Injury form can be filed with the state of New Jersey. This starts the process and gives the employer and their insurance company a set number of days to either approve or deny the claim. If a denial is given, a formal letter must be sent to the injured worker and the reasons for the denial must be stated.

What Do Worker's Compensation Benefits Cover?

It is important workers understand their rights and what is covered under worker's compensation benefits. The following are the areas of coverage offered to injured workers who are found eligible.

Coverage for reasonable medical care to treat the injury or illness related to the employer's work

Temporary disability benefits to replace the missing wages during recovery

Permanent disability to offer compensation when a worker is no longer able to work

Burial and death benefits when death results

Get Legal Help Today

Injured workers who feel they are being given the runaround are urged to seek legal help from a personal injury lawyer. Meeting with a lawyer will allow an injured victim the opportunity to find out more about their legal options for pursuing compensation benefits for their injuries.

A lawyer will help their client through the entire process, to ensure they receive a fair outcome. If a denial is given by the employer or insurance company, the lawyer will help with the appeal's process. Injured workers who are in need of legal help should call the law office of Beninato & Matrafajlo right away.